---
type: source
source_type: telegram
title: "Telegram: @m3taversal — futairdbot-what-are-the-takeaways-from-this-umbr"
author: "@m3taversal"
url: "https://x.com/Abbasshaikh/status/2038325566303314046?s=20"
date: 2026-03-30
domain: internet-finance
format: conversation
status: processed
processed_by: rio
processed_date: 2026-04-15
priority: high
intake_tier: directed
rationale: "what are the takeaways from this $UMBRA update?"
proposed_by: "@m3taversal"
tags: [telegram, ownership-community]
extraction_model: "anthropic/claude-sonnet-4.5"
---

## Conversation

**@m3taversal:**
@FutAIrdBot what are the takeaways from this $UMBRA update? https://x.com/Abbasshaikh/status/2038325566303314046?s=20

**Rio (response):**
I can only see a partial preview of Abbas's thread, not the full text. But from what's visible plus what I know about Umbra:

The core thesis is positioning Umbra as privacy-first financial infrastructure, contrasting it against the current regime where centralized entities capture and leverage user data across both social and financial layers. That framing is directionally right but the real question is whether Umbra can back it up with shipping.

Here's what actually matters on the ground right now: Umbra is sitting at roughly $0.49 with about $1.5M in liquidity and $1.8M in treasury AUM. For a project launched through MetaDAO's futarchy infrastructure, that treasury relative to circulating supply is decent. They've been going through a road to mainnet phase with operational expansion and security audit funding already passed through futarchy governance.

The interesting part isn't the privacy narrative, every other project claims that. It's that Umbra is one of the few projects actually using futarchy to govern its own development priorities and treasury. That's a live experiment in whether token markets can allocate R&D capital better than a core team making unilateral calls.

If you can share the full thread text I can give a sharper read on the specific claims Abbas is making. From the preview alone it reads like a solid framing piece but I'd want to see what concrete milestones or technical details he gets into.

CONFIDENCE: 0.55

## Article Content (fetched)

Umbra is at the centre of a new world order of sovereign, private, and open financial rails. Almost all of the world's information today is processed through private, centralized servers, and corporate entities. These could be social in nature or financial. The lines between the two are blurry. Everything from your preferences online to your purchases offline are today a part of a giant evergrowing and evolving network of entities that capture, process, and leverage your information.
There have been valid reasons for this to exist in the past, the increasing personalisation and convenience far outpaces most people's desire to stay private and the default assumption is, if my neighbour can’t see my activity, surely that privacy is good enough for me.
The world doesn’t have to operate on these tradeoffs. You shouldn’t have to give up basic privacy for convenience.
Financial data, payments, commerce spending all route through giant corporate databases. These corporations control the flow of information, capital, and commerce. Even well-intentioned entities can be coerced into censorship or harm by external forces
Crypto offered us a solution. A way out of the system. A way to own your data and your money but it created a new problem. A forever public and easy to query (especially now with state-of-the-art LLMs) database that can be used to target you onchain or in real life and cause serious harm to you or your loved ones.
Umbra plans to do things differently and offer real solutions
- For starters we want to bring private and secure internet finance to the end user and regular businesses all over the globe
- Secondly, we wanted arguably one of the most fundamental pieces of technology to be governed by a permissionless and transparent system and for that we chose the Metadao Ownership Structure
Umbra is now live on public mainnet and we are heading full steam ahead into bringing privacy as a fundamental right for all of crypto and the world. Check out the app here

## Ownership Structure

Umbra operates on the ownership governance framework, meaning the protocol is truly owned by the people and the markets. Governance is not controlled by a central entity but instead by a decision market. This ensures that something like a privacy solution protects “good-faith” users and isn’t manipulated.
- This structure allows for anyone to own, contribute and participate in the future of Umbra in meaningful ways and have their voice be heard
- We are also stewards of the protocol and are accountable to the markets and intend on using market wisdom wherever necessary
Our holders are not passive participants. They are long-term partners in the growth of the Umbra network. We believe the best relationships & networks are built on radical transparency, accountability and respect for each individual stakeholder group.
Some of these core groups are
* Our Users
* Our token holders (Retail & Institutional)
* Partners (Core infra or integrations)
* Ecosystem Teams
One of my strongest realisations over the past 6 months has been that the relationship we aim to build  with our holders/investors requires some innovative platform design to facilitate the same. We are currently working on something that can help us achieve that.
The objectives are simple
* Establish a direct line of communication between the holders and the team
* Actionable ways for patient and long term aligned capital to make their voices heard
* Use this interface to attract every holder no matter the size.
* A tiered system that encourages holders to grow within the Umbra network by either contributing capital and expressing their opinion within decision markets or direct comms with the team.
* As a retail participant we don’t want you to be left out and your contributions matter just as much if not more. Retail will have an opportunity to earn their ranks in the network and unlock tiered access.
* We want investors/holders to take up the mantle of operator angels and evangelists, stepping into a more active role rather than that of a passive investor and help contribute to Umbra’s success.
* Transparency & Accountability: Present data in a format that is easy to consume and allow for maximum transparency and accountability. This includes network growth, revenues, spends, etc. We are also working with some amazing partners to make this happen so that there’s third party verification & reporting wherever viable.
We spend a considerable amount of time trying to build systems and processes that will shape Umbra and our relationship with you, the holder. So if you feel like there’s something we can do better I'd love to hear from you. It’s an evolving process and with each iteration and feedback loop we hope to get better at building this just like we do with our products.

## Umbra: The Brand

One of the many ways a holder or user can contribute to the natural success of a product or the proliferation of its vision, philosophy, and principles would be by knowing how to tell it’s story. Tell the story in the most effective, easy to understand way possible.
Umbra is an umbrella (yeahh, I see it too) brand that will house a wide variety of products and user experiences, but the story is all the same and it goes back to the same roots
We stand for autonomy, sovereignty over your own financial life. The right to interact with open, permissionless capital markets. We're building for the people who refuse to accept the status quo. We believe economic freedom is a non-negotiable right, and when people have the freedom to exit, access to basic property rights and control over their money, it amplifies the best parts of humanity.
This is the world we are building for. A world full of private sovereign individuals in complete control of their voice, information and money.
Sharing some more easy to communicate one liners and pitch/pain points.

## The Vision: Sovereign Secure Internet Finance

- Private internet financial rails return control of data to the people
- Take control of your information and money
- Stay private, stay secure
- Safest path to non-custodial ownership is through privacy
- Every individual can be their own sovereign vault
- Earn, spend, invest, donate freely without the fear of judgement or oppression
- Take back control. Your money, your data, your choice about who sees what

## Umbra: The Business

Umbra is focused on creating the building blocks for the future of capital markets, money and sovereignty over the internet that we believe is uniquely enabled by privacy technology especially when verifiable and code based
* Naturally this means we don't just build the infra but also the products to dogfood our own technology
* Starting with a private wallet mobile app that you can start using today
- Shield any asset on Solana
- Make private payments
- Execute private trades
3. This stack (and more productized features) can be used by anyone across the ecosystem to integrate privacy as part of their product offering
- Simply use our SDK if you are a team that needs a custom solution for your frontend or use one of our existing tooling/solutions that are more of a plug and play if you need baseline privacy for your users
- The advantages are simple, your users get access to privacy and its benefits and you as a company/business are able to attract a new audience plus add a revenue line to your business
- We’ll be offering more ways for ecosystem teams that integrate umbra to benefit from the growth of the network
- High TVL, and usage of the pools has benefits for each participant of the network thus every net new contributor helps improve privacy for all existing users
We will soon be expanding into products and features we think have the highest adoption and likelihood of penetrating into larger groups (Whether that’s non-solana users, non-crypto users and more). All of this is work in progress and the team will share more information only when we believe we are closer to making these happen to en

## Agent Notes
**Why archived:** Tagged exchange in ownership community.
**Rationale from contributor:** what are the takeaways from this $UMBRA update?
**Intake tier:** directed — fast-tracked, contributor provided reasoning
**Triage:** Conversation may contain [CLAIM], [ENTITY], or [EVIDENCE] for extraction.
