---
type: source
title: "@HurupayApp X archive — 100 most recent tweets"
author: "Hurupay (@HurupayApp)"
url: https://x.com/HurupayApp
date: 2026-03-09
domain: internet-finance
format: tweet
status: null-result
last_attempted: 2026-03-11
tags: [hurupay, payments, neobank, metadao-ecosystem, failed-ico, minimum-raise]
linked_set: metadao-x-landscape-2026-03
curator_notes: |
  Crypto-native neobank (US/EUR/GBP accounts, virtual USD cards, savings, US stocks).
  Important for the knowledge base primarily as the MetaDAO ICO that failed to reach
  minimum raise — proving the protection mechanism works. The product itself (fiat on/off
  ramps, $0.01 transfers vs $100+ traditional) is standard fintech positioning. Key data:
  $2.6B raised stat needs verification — seems too high for this project, may be
  referencing total MetaDAO ecosystem. Backed by fdotinc with Microsoft/Bankless angels.
extraction_hints:
  - "Failed ICO as mechanism proof — minimum raise threshold returned funds to investors automatically"
  - "Enrichment target: 'futarchy-governed liquidation is the enforcement mechanism' — Hurupay shows the softer protection (minimum raise threshold) vs Ranger (full liquidation)"
  - "$0.01 transfer fees vs $100+ traditional, 3-second settlement vs 72 hours — standard fintech disruption metrics, low extraction priority"
  - "Backed by fdotinc + Microsoft/Bankless angels — institutional backing for MetaDAO ecosystem project"
priority: low
processed_by: rio
processed_date: 2026-03-10
enrichments_applied: ["futarchy-governed-liquidation-is-the-enforcement-mechanism-that-makes-unruggable-icos-credible-because-investors-can-force-full-treasury-return-when-teams-materially-represent.md"]
extraction_model: "minimax/minimax-m2.5"
extraction_notes: "No new claims extracted. Source provides enrichment to existing claim about futarchy enforcement mechanisms. The Hurupay ICO failure demonstrates minimum raise threshold protection (soft enforcement) complementing the existing claim's focus on liquidation (hard enforcement). Product features ($0.01 fees, 3-second settlement) are standard fintech positioning with no novel claims. Backing by fdotinc/Microsoft/Bankless angels is contextual but not a new claim."
---

# @HurupayApp X Archive (March 2026)

## Substantive Tweets

### Product Positioning
- US, EUR, GBP bank accounts + virtual USD cards
- $0.01 transfer fees vs $100+ traditional banking
- 3-second settlement vs 72-hour traditional timeframe
- "Crypto for everyday people" — mass-market fintech positioning

### MetaDAO ICO Failure (Positive Signal)
- Did not reach minimum raise threshold on MetaDAO ICO
- All funds returned to depositors automatically — no money lost
- This is the protection mechanism working as designed
- Demonstrates that not every MetaDAO launch succeeds — but failure is safe

### Backing and Legitimacy
- Backed by fdotinc with angels from Microsoft and Bankless
- Institutional backing provides credibility signal for MetaDAO ecosystem

## Noise Filtered Out
- ~15% noise — product promotion, community engagement
- Primarily product-focused messaging


## Key Facts
- HurupayApp offers US, EUR, GBP bank accounts plus virtual USD cards
- Transfer fees are $0.01 vs $100+ traditional banking
- Settlement time is 3 seconds vs 72 hours traditional
- MetaDAO ICO did not reach minimum raise threshold
- All funds returned to depositors automatically
- Backed by fdotinc with angels from Microsoft and Bankless
