---
type: source
title: "@HurupayApp X archive — 100 most recent tweets"
author: "Hurupay (@HurupayApp)"
url: https://x.com/HurupayApp
date: 2026-03-09
domain: internet-finance
format: tweet
status: unprocessed
tags: [hurupay, payments, neobank, metadao-ecosystem, failed-ico, minimum-raise]
linked_set: metadao-x-landscape-2026-03
curator_notes: |
  Crypto-native neobank (US/EUR/GBP accounts, virtual USD cards, savings, US stocks).
  Important for the knowledge base primarily as the MetaDAO ICO that failed to reach
  minimum raise — proving the protection mechanism works. The product itself (fiat on/off
  ramps, $0.01 transfers vs $100+ traditional) is standard fintech positioning. Key data:
  $2.6B raised stat needs verification — seems too high for this project, may be
  referencing total MetaDAO ecosystem. Backed by fdotinc with Microsoft/Bankless angels.
extraction_hints:
  - "Failed ICO as mechanism proof — minimum raise threshold returned funds to investors automatically"
  - "Enrichment target: 'futarchy-governed liquidation is the enforcement mechanism' — Hurupay shows the softer protection (minimum raise threshold) vs Ranger (full liquidation)"
  - "$0.01 transfer fees vs $100+ traditional, 3-second settlement vs 72 hours — standard fintech disruption metrics, low extraction priority"
  - "Backed by fdotinc + Microsoft/Bankless angels — institutional backing for MetaDAO ecosystem project"
priority: low
---

# @HurupayApp X Archive (March 2026)

## Substantive Tweets

### Product Positioning
- US, EUR, GBP bank accounts + virtual USD cards
- $0.01 transfer fees vs $100+ traditional banking
- 3-second settlement vs 72-hour traditional timeframe
- "Crypto for everyday people" — mass-market fintech positioning

### MetaDAO ICO Failure (Positive Signal)
- Did not reach minimum raise threshold on MetaDAO ICO
- All funds returned to depositors automatically — no money lost
- This is the protection mechanism working as designed
- Demonstrates that not every MetaDAO launch succeeds — but failure is safe

### Backing and Legitimacy
- Backed by fdotinc with angels from Microsoft and Bankless
- Institutional backing provides credibility signal for MetaDAO ecosystem

## Noise Filtered Out
- ~15% noise — product promotion, community engagement
- Primarily product-focused messaging
