---
type: entity
entity_type: company
name: "Paystream"
domain: internet-finance
handles: ["@paystreamlabs"]
website: https://paystream.finance
status: active
tracked_by: rio
created: 2026-03-11
last_updated: 2026-03-11
parent: "futardio"
category: "Liquidity optimization protocol (Solana)"
stage: growth
funding: "$750K raised via Futardio ICO"
built_on: ["Solana"]
tags: ["defi", "lending", "liquidity", "futardio-launch", "ownership-coin"]
source_archive: "inbox/archive/2025-10-23-futardio-launch-paystream.md"
---

# Paystream

## Overview
Modular Solana protocol unifying peer-to-peer lending, leveraged liquidity provisioning, and yield routing. Matches lenders and borrowers at mid-market rates, eliminating APY spreads seen in pool-based models like Kamino and Juplend. Integrates with Raydium CLMM, Meteora DLMM, and DAMM v2 pools.

## Current State
- **Raised**: $750K final (target $550K, $6.1M committed — 11x oversubscribed)
- **Treasury**: $241K USDC remaining
- **Token**: PAYS (mint: PAYZP1W3UmdEsNLJwmH61TNqACYJTvhXy8SCN4Tmeta), price: $0.04
- **Monthly allowance**: $33.5K
- **Launch mechanism**: Futardio v0.6 (pro-rata)

## Timeline
- **2025-10-23** — Futardio launch opens ($550K target)
- **2025-10-27** — Launch closes. $750K raised.

- **2026-01-00** — ICO performance: maximum 30% drawdown from launch price
## Relationship to KB
- futardio — launched on Futardio platform

---

Relevant Entities:
- futardio — launch platform
- [[metadao]] — parent ecosystem

Topics:
- [[internet finance and decision markets]]
