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entities/internet-finance/umia.md

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+---
+type: entity
+entity_type: protocol
+name: "Umia Finance"
+domain: internet-finance
+handles: ["@umia_finance"]
+website: https://www.umia.finance
+status: pre-launch
+tracked_by: rio
+created: 2026-03-16
+founded: 2026
+founders: ["Francesco Mosterts"]
+category: "Futarchy governance platform + fundraising via Quantum Markets (Ethereum)"
+stage: pre-launch
+built_on: ["Ethereum"]
+partnerships: ["[[chainbound]]"]
+tags: ["futarchy", "decision-markets", "quantum-markets", "governance", "fundraising", "qORG"]
+---
+
+# Umia Finance
+
+## Overview
+
+Futarchy-governed launch, fundraising, and governance platform on Ethereum. First implementation of Paradigm's Quantum Markets mechanism (June 2025). Enables creation and governance of qORGs (Quantum Organisations) — market-governed organizations backed by immutable onchain protocol and legal framework.
+
+## Product Components
+
+- **Quantum Markets** — shared liquidity across all proposal markets. Traders deposit once, receive credits on all active proposals. Non-winning markets fully revert. Solves capital inefficiency of MetaDAO's per-proposal bootstrapping.
+- **CCA (Continuous Crowdsale Auction)** — trust-minimized fundraising mechanism with zkTLS and zkPassport community verification. Rewards early participants.
+- **Decision Markets** — futarchy-based governance where treasury controlled exclusively through market mechanisms. Users trade conditional tokens.
+- **qORGs (Quantum Organisations)** — market-governed organizations. Legal wrapper: Umia Governance SPC.
+
+## Team & Infrastructure
+
+- **Chainbound** partnership — blockchain infrastructure R&D ($4.6M seed, August 2024)
+- **Francesco Mosterts** — co-founder of both Chainbound and Umia
+- **Jonas Bostoen** — Chainbound CTO
+
+## Current State
+
+- App: "Coming Soon" (pre-launch as of March 2026)
+- First qORG will govern Umia protocol itself using its own decision markets
+- Docs and blog active (Jan-Feb 2026 posts)
+- Launching on Ethereum
+
+## Competitive Position
+
+Direct competitor to MetaDAO on Solana. Key differentiation: quantum market mechanism (shared liquidity vs per-proposal bootstrapping). Key disadvantage: no production data vs MetaDAO's 2+ years of live operation.
+
+## Relationship to KB
+
+- [[MetaDAO is the futarchy launchpad on Solana where projects raise capital through unruggable ICOs governed by conditional markets creating the first platform for ownership coins at scale]] — Ethereum competitor
+- [[quantum-markets-solve-futarchy-capital-inefficiency-by-sharing-liquidity-across-all-proposals-instead-of-bootstrapping-new-markets-per-decision]] — core mechanism
+- [[futarchy-clob-liquidity-fragmentation-creates-wide-spreads-because-pricing-counterfactual-governance-outcomes-has-inherent-uncertainty]] — the problem Umia's quantum markets address