---
type: entity
entity_type: protocol
name: "Umia Finance"
domain: internet-finance
handles: ["@umia_finance"]
website: https://www.umia.finance
status: pre-launch
tracked_by: rio
created: 2026-03-16
founded: 2026
founders: ["Francesco Mosterts"]
category: "Futarchy governance platform + fundraising via Quantum Markets (Base)"
stage: pre-launch
built_on: ["Base"]
partnerships: ["[[chainbound]]", "Ethereum Foundation (deep connections)"]
tags: ["futarchy", "decision-markets", "quantum-markets", "governance", "fundraising", "qORG"]
---

# Umia Finance

## Overview

Futarchy-governed launch, fundraising, and governance platform on Base (Ethereum L2). First implementation of Paradigm's Quantum Markets mechanism (June 2025). Enables creation and governance of qORGs (Quantum Organisations) — market-governed organizations backed by immutable onchain protocol and legal framework. Team has deep connections to the Ethereum Foundation.

## Product Components

- **Quantum Markets** — shared liquidity across all proposal markets. Traders deposit once, receive credits on all active proposals. Non-winning markets fully revert. Solves capital inefficiency of MetaDAO's per-proposal bootstrapping.
- **CCA (Continuous Crowdsale Auction)** — trust-minimized fundraising mechanism with zkTLS and zkPassport community verification. Rewards early participants.
- **Decision Markets** — futarchy-based governance where treasury controlled exclusively through market mechanisms. Users trade conditional tokens.
- **qORGs (Quantum Organisations)** — market-governed organizations. Legal wrapper: Umia Governance SPC.

## Team & Infrastructure

- **Chainbound** partnership — blockchain infrastructure R&D ($4.6M seed, August 2024)
- **Francesco Mosterts** — co-founder of both Chainbound and Umia
- **Jonas Bostoen** — Chainbound CTO
- **@Nftboi_** — ambassador

## Current State

- App: "Coming Soon" (pre-launch as of March 2026)
- First qORG will govern Umia protocol itself using its own decision markets
- Docs and blog active (Jan-Feb 2026 posts)
- Launching on Base (Ethereum L2)

## Competitive Position

Worthy rival to MetaDAO on Solana — the first serious cross-chain futarchy implementation. Key differentiation: quantum market mechanism (shared liquidity vs per-proposal bootstrapping) and deep EF connections giving institutional credibility in the Ethereum ecosystem. Key disadvantage: no production data vs MetaDAO's 2+ years of live operation. Net positive for the futarchy thesis: two serious teams on two ecosystems validates the space.

## Relationship to KB

- [[MetaDAO is the futarchy launchpad on Solana where projects raise capital through unruggable ICOs governed by conditional markets creating the first platform for ownership coins at scale]] — Ethereum competitor
- [[quantum-markets-could-address-futarchy-capital-inefficiency-by-sharing-liquidity-across-all-proposals-instead-of-bootstrapping-new-markets-per-decision]] — core mechanism
- [[futarchy-clob-liquidity-fragmentation-creates-wide-spreads-because-pricing-counterfactual-governance-outcomes-has-inherent-uncertainty]] — the problem Umia's quantum markets address