---
type: entity
entity_type: company
name: Paystream
domain: internet-finance
status: active
tracked_by: rio
created: 2026-03-11
key_metrics:
  funding_raised: "$750,000"
  funding_date: "2025-10-27"
  funding_platform: "MetaDAO/Futardio"
  oversubscription_ratio: "11.2x"
  token_symbol: "PAYS"
  token_mint: "PAYZP1W3UmdEsNLJwmH61TNqACYJTvhXy8SCN4Tmeta"
links:
  website: "https://paystream.finance"
  twitter: "https://x.com/paystreamlabs"
  docs: "https://docs.paystream.finance"
---

# Paystream

Paystream is a modular Solana protocol that unifies peer-to-peer lending, leveraged liquidity provisioning, and yield routing. The protocol matches lenders and borrowers at mid-market rates and routes capital through automated strategies across [[raydium|Raydium]] CLMM, [[meteora|Meteora]] DLMM, and DAMM v2 pools. The team positions Paystream as eliminating idle capital inefficiency in pool-based lending models by ensuring every dollar is always deployed.

## Timeline

- **2025-10-23** — Launched fundraise on [[futardio|Futardio]]/[[metadao|MetaDAO]] platform targeting $550,000
- **2025-10-27** — Closed fundraise at $750,000 final raise after receiving $6,149,247 in total commitments (11.2x oversubscription)

## Relationship to Knowledge Base

Paystream demonstrates [[internet capital markets compress fundraising from months to days because permissionless raises eliminate gatekeepers while futarchy replaces due diligence bottlenecks with real-time market pricing|compressed fundraising timelines]] through futarchy-governed raises, completing its capital formation in 4 days. The protocol's architecture addresses capital efficiency in DeFi lending, a structural problem in pool-based models where idle capital creates spread between lender yields and borrower rates.