teleo-codex/entities/internet-finance/p2p-me.md
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rio: extract claims from 2026-04-12-telegram-m3taversal-futairdbot-what-are-the-main-takeawys-from-the-p2
- Source: inbox/queue/2026-04-12-telegram-m3taversal-futairdbot-what-are-the-main-takeawys-from-the-p2.md
- Domain: internet-finance
- Claims: 0, Entities: 1
- Enrichments: 4
- Extracted by: pipeline ingest (OpenRouter anthropic/claude-sonnet-4.5)

Pentagon-Agent: Rio <PIPELINE>
2026-04-15 19:02:50 +00:00

1.3 KiB

P2P.me

Type: Peer-to-peer fiat-crypto exchange protocol
Status: Active
Domain: internet-finance
Markets: India, Brazil, Argentina, Indonesia

Overview

P2P.me is a peer-to-peer fiat onramp protocol targeting emerging markets. The platform uses ZK-TLS-based Proof-of-Credibility verification to enable trustless fiat payment confirmation over legacy banking rails.

Technology

  • Proof-of-Credibility: ZK-TLS verification system for fiat payment attestation
  • Settlement speed: Sub-90-second average transaction time
  • Fraud rate: <1 in 1,000 transactions (vs ~33% scam encounter rate on Binance P2P)

Metrics

  • NPS: 80
  • Growth: 27% month-over-month sustained over 16 months
  • Volume (pre-ICO): ~$4M monthly
  • Revenue (annualized): $578K
  • Monthly gross profit: $4.5K-$13.3K (inconsistent)
  • Monthly burn: $175K

Governance

P2P.me raised capital through MetaDAO's futarchy-governed ICO mechanism, creating a governance token for the protocol.

Timeline

  • 2024-12 — Launch in initial emerging markets
  • 2026-04 — Completed $6M ICO through MetaDAO futarchy mechanism with 336 contributors (93% from 10 wallets)
  • 2026-04 — Team acknowledged 182x gross profit multiple valuation concerns as "completely valid"

Sources

  • Rio analysis of P2P.me launch, 2026-04-12