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- Source: inbox/queue/2026-03-30-telegram-m3taversal-futairdbot-you-should-be-able-to-access-this-x-ar.md - Domain: internet-finance - Claims: 0, Entities: 2 - Enrichments: 3 - Extracted by: pipeline ingest (OpenRouter anthropic/claude-sonnet-4.5) Pentagon-Agent: Rio <PIPELINE>
27 lines
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1.2 KiB
Markdown
27 lines
No EOL
1.2 KiB
Markdown
# Coins.me
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**Type:** Crypto neo-bank
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**Status:** Live
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**Parent Protocol:** P2P Protocol
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**Target Market:** Unbanked and underbanked users in high-inflation economies
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## Overview
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Coins.me is a USD-denominated stablecoin neo-bank built on P2P Protocol infrastructure. The application targets the 1.4 billion unbanked adults and 2-3 billion underbanked users globally, particularly in high-inflation economies where local currency savings accounts lose purchasing power.
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## Features
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- Fiat on/off-ramp (local currency ↔ USDC)
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- Global send and receive
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- Cross-chain bridging
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- Token swaps
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- Yield through Morpho vaults (5-10% APY)
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- Scan-to-pay at physical points of sale
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## Value Proposition
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In economies with high inflation (Argentina 200%+, Turkey 50-65%, Nigeria 25-30%), USD-denominated stablecoin accounts earning 5-10% yield provide fundamentally different value proposition than local currency savings accounts. Argentines hold estimated $200-250B in physical USD outside banking system due to lack of credible alternatives.
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## Timeline
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- **2026-03** — Product live with core features: on/off-ramp, global transfers, bridging, swaps, Morpho yield, physical point-of-sale payments |