teleo-codex/domains/health/healthcare AI regulation needs blank-sheet redesign because the FDA drug-and-device model built for static products cannot govern continuously learning software.md

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Wachter argues AI should be regulated more like physician licensing with competency exams and ongoing certification rather than the FDA approval model designed for drugs and devices that remain static forever claim health 2026-02-18 DJ Patil interviewing Bob Wachter, Commonwealth Club, February 9 2026; Wachter 'A Giant Leap' (2026) likely

healthcare AI regulation needs blank-sheet redesign because the FDA drug-and-device model built for static products cannot govern continuously learning software

Bob Wachter argues that the current regulatory framework for healthcare AI is a "square peg and round hole problem." The FDA model was built for drugs that remain chemically identical forever and devices with fixed specifications. AI systems that learn, update, and adapt continuously break every assumption in this model.

The alternative Wachter proposes: regulate AI more like physicians. Physicians pass licensing exams to practice, maintain board certification through ongoing competency testing, and face consequences when they harm patients. An analogous AI regulatory framework might require passing standardized clinical competency tests before deployment, periodic re-certification as models update, and clear accountability when AI-enabled care causes harm.

This matters because the regulatory gap is widening. AI tools are being deployed in clinical settings faster than regulators can evaluate them. The risk of overregulation -- stifling beneficial AI adoption while the healthcare system desperately needs help -- outweighs the risk of underregulation in Wachter's assessment. But "free rein" is not sustainable either. A high-level task force starting from a blank piece of paper, explicitly not constrained by existing FDA categories, is what Wachter recommends.

The AI payment problem compounds the regulatory gap. No payer currently reimburses AI-enabled mammograms despite evidence that AI mammography detects early cancers more reliably than human radiologists alone. Patients pay $50-75 out of pocket for the AI overlay. This misalignment may force the transition to value-based care, where health systems are paid a fixed amount with the expectation they will buy and use AI tools that help deliver better care at lower cost. The payment question and the regulatory question are intertwined: without a regulatory framework, payers have no basis for coverage decisions.


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