m3taversal
018ee566e2
- What: Rewrote all 10 ownership coin entity files (mtnCapital, OmniPair, Umbra, Avici, Loyal, ZKFG, Paystream/PAYS, Solomon/SOLO, Ranger, P2P.me) with standardized frontmatter schema for dashboard consumption. Deduplicated 9 redundant files (Ranger had 4, P2P had 4, Umbra had 2, OmniPair had 2). Updated all wiki links across decisions/, sectors/, and entities/ to point to canonical files. - Why: m3ta requested portfolio dashboard. Entity stubs had near-zero structured data. Dashboard rendering requires standardized schema with raise amounts, token addresses, traction metrics, and chain data. - Gaps flagged: Token addresses for 5 coins, treasury multisig addresses for all 10, LP pool addresses, mtnCapital raise details. Phase 2 cron script will auto-fill on-chain numerics. Pentagon-Agent: Rio <244BA05F-3AA3-4079-8C59-6D68A77C76FE>
124 lines
4.3 KiB
Markdown
124 lines
4.3 KiB
Markdown
---
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name: "P2P.me"
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ticker: "$P2P"
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type: entity
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subtype: ownership-coin
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domain: internet-finance
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status: active
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launch_platform: metadao-curated
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launch_date: "2026-03-26"
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raise:
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amount_raised_usd: 6000000
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amount_committed_usd: 7300000
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oversubscription_ratio: 1.1
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chain:
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token_address: null
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network: solana
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market_cap_usd: null
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price_usd: null
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circulating_supply: null
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total_supply: 25800000
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treasury_multisig_usd: null
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treasury_multisig_address: null
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lp_usdc_protocol_controlled_usd: null
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lp_pool_addresses: []
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equity_value_usd: null
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data_updated: null
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holders:
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- name: "Multicoin Capital"
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role: "lead"
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estimated_pct: null
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- name: "Coinbase Ventures"
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role: "lead"
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estimated_pct: null
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- name: "Top 10 wallets"
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role: "early"
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estimated_pct: 93
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traction:
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revenue_monthly_usd: 48000
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customers: 23000
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key_metrics:
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- "27% MoM growth sustained over 16 months"
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- "NPS: 80"
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- "Peak monthly volume: $3.95M (Feb 2026)"
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- "Annualized revenue: ~$578K"
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- "Monthly burn: $175K (25-person team)"
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- "Runway: ~34 months"
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- "Fraud rate: <1/1000 transactions"
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- "Sub-90-second settlement"
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- "6 countries live: India (78%), Brazil (15%), Argentina, Indonesia, Venezuela, Mexico"
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- "336 contributors, 93% from 10 wallets"
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- "FDV: ~$15.5M ($0.60/token, 10M sold)"
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- "50% liquid at launch"
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- "Team unlock: performance-based 2x-32x price triggers"
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- "Investor lock: 12 months then staggered over 12 months"
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liquidation:
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date: null
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return_per_dollar: null
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reason: null
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tracked_by: rio
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---
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# P2P.me
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P2P.me is a non-custodial peer-to-peer USDC-to-fiat onramp protocol targeting emerging markets with capital controls, using ZK-TLS-based Proof-of-Credibility verification for trustless fiat payment confirmation over legacy banking rails (UPI, PIX, QRIS). Most recent MetaDAO curated ICO (March 2026), raised $6M with only 1.1x oversubscription — the lowest on the platform, reflecting market maturation from the 200x+ ratios of earlier launches. Backed by Multicoin Capital and Coinbase Ventures; 2/3 of capital from institutional sources.
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## Business Model
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- Permissionless fiat on/off-ramp via Circles of Trust model
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- Local operators stake capital, recruit merchants, earn 0.2% of monthly volume
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- Country launch cost compressed from $40K to $400; launch timeline from 45 days to 10 days
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- Related product: Coins.me (consumer neo-bank built on P2P Protocol infrastructure)
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## Technology
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- ZK-TLS Proof-of-Credibility for fiat payment attestation
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- Integration with UPI (India), PIX (Brazil), QRIS (Indonesia)
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- AI operations layer built on 2.5-year operational playbook
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- Open-source SDK planned for third-party integration
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## Expansion
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- 6 countries live: India, Brazil, Argentina, Venezuela, Mexico, Indonesia
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- 16 countries in active pipeline (Colombia, Peru, Nigeria, Philippines, Thailand, Vietnam, etc.)
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- Target: 40 countries within 18 months
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## Controversy
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The P2P team placed a bet on Polymarket predicting their ICO would reach $6M in commits — potential insider trading. MetaDAO extended the sale 2 days and offered full refunds; ~$200K claimed. Pine Analytics flagged a 182x gross profit multiple valuation; team acknowledged concern as "completely valid."
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## Gaps
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- Token address needed for on-chain tracking
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- Treasury multisig address unknown
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- LP pool addresses needed
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- Current market cap and price data needed
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- Monthly gross profit inconsistent ($4.5K-$13.3K range)
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## Timeline
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- **2024-03** — Protocol launched, began operations
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- **2024-12** — Launch in initial emerging markets
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- **2025-09** — Brazil launch: 45 days, 3 people, $40K investment
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- **2025-11** — Argentina launch: 30 days, 2 people, $20K investment
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- **2026-01** — Venezuela launch: 15 days, no local team, $400 investment
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- **2026-02** — Mexico launch: 10 days, no local team, $400 investment
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- **2026-03-26** — Completed $6M ICO through MetaDAO: 336 contributors, 93% from 10 wallets, 1.1x oversubscribed
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- **2026-03** — Polymarket controversy; MetaDAO offered refunds, ~$200K claimed
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---
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Relevant Notes:
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- [[metadao]] — launch platform
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- [[multicoin-capital]] — lead investor
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- [[coinbase-ventures]] — lead investor
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- [[coins-me]] — consumer product built on P2P infrastructure
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Topics:
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- [[internet finance and decision markets]]
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